If you’re a current college student, or a recent graduate, you’re likely all too familiar with the associated costs. It’s no secret that attending an institution of higher learning, or even just trying to further one’s education, presents certain financial barriers. With the current COVID-19 pandemic upon us, the effects of these costs are further… Read More
How To Deal With Debt During The COVID-19 Pandemic (Article Contributed by Andy Masaki of WealthTender.com)
The coronavirus has impacted our lives to a huge extent! To brace ourselves from this deadly virus, the lock-down was imposed. Almost everything stopped to spread the pandemic! Eventually, many people lost their jobs. And the number of applicants for claiming unemployment benefits has been rising! But amidst this pandemic, one thing has remained constant!… Read More
“Celebrating More Than Two Decades of Civic Engagement and Social Justice”
NEW YORK, N.Y. – On Monday, June 8, Working in Support of Education (W!se) celebrated the 25th Anniversary of Quality of Life INNOVATIONS (QLI). Despite widespread school closures and a nation in lockdown, more than 125 guests marked the occasion by attending a virtual ceremony, which culminated with the announcement of the 2020 prize winners…. Read More
Two Types of Wallets? How You Store Cryptocurrency Matters (As Reported By Pedro Febrero of Toshi Times)
Are you “curious about crypto”? If you’re familiar with the world of finance, you may have heard about cryptocurrencies. They offer a completely digital and decentralized alternative to traditional fiat currency (i.e. the U.S. dollar). An added bonus is that, by nature, they are deflationary, meaning there’s a finite supply available. Once the blockchain for… Read More
Temporary Reprieve Offered For These Bills During COVID-19 Pandemic (As Reported by Susannah Snider of U.S. News & World Report)
If you’re like many, you’re probably feeling the economic effects the COVID-19 pandemic. And that’s perfectly understandable. The important thing to remember is that you’re not in this alone. Yes, there are still expenses you’ll need to manage. Yes, managing one’s budget is as now as important as it’s ever been. But that doesn’t mean… Read More
Credit Card at 18? Experts Say It’s A Good Idea (As Reported by Megan DeMatteo of CNBC)
Good habits tend to start early. So it should come as no surprise that building one’s credit is no exception. The benefits of establishing good credit have become somewhat common knowledge. The higher your score, the more likely you are to receive lower interest rates on loans. This is key when people are looking to… Read More
A Quick Guide to Credit Checks (As Reported by Oscar Gonzalez of CNET)
Whether you’re new or acclimated to the world of personal finance, you’ve probably heard the term “credit score”. To put it in simple terms, it’s a rating for a person’s reliability to pay back loans. The higher the number, the better. And several factors can influence this number. If you’re on time with payments, great!… Read More
How A Global Pandemic Can Produce A Clean Financial Slate (as reported by Maryalene LaPonsie of U.S. News & World Report)
Look, no one is going to argue that the overall effects of COVID-19 are positive. It has becoming increasingly clear that as a society, we’ve been overwhelmingly under-prepared. However, amidst the public panic and increasing political divide, one thing is certain. We have an opportunity to re-evaluate our financial situations, and adjust accordingly. Given the… Read More
Be Mindful Of Tipping During COVID-19 Pandemic (As Reported by Susannah Snider of U.S. News & World Report)
Perhaps no industry has been hit harder by the ongoing COVID-19 pandemic than restaurants. Many have closed outright, leaving hundreds of thousands (if not millions) of people out of work. For those fortunate enough to stay open, most have turned to exclusively offering curbside pickup or even delivery. The sales generated from these transactions help… Read More
What Parents Can Use To Teach Their Kids Personal Finance During The Quarantine (As reported by Tim Ranzetta of MarketWatch)
We are currently in unprecedented times. In the midst of a global pandemic, the United States has been hit very hard by the spread of COVID-19. Business are closed, as are schools. The effects of this virus are far-reaching; not only with public health in jeopardy, but our collective financial well-being too. Many parents face… Read More