A Quick Guide to Credit Checks (As Reported by Oscar Gonzalez of CNET)

Whether you’re new or acclimated to the world of personal finance, you’ve probably heard the term “credit score”. To put it in simple terms, it’s a rating for a person’s reliability to pay back loans. The higher the number, the better. And several factors can influence this number. If you’re on time with payments, great!… Read More

Building a Credit History (as reported on blog.mint.com)

When it comes to credit, an individual can either have good credit, or bad credit. Right? Actually, there is a third option, which is often the least understood. And that’s having no credit at all. Having no credit, in some circumstances, is just as bad as having bad credit. That’s because lenders use your credit… Read More

Student Loan Consolidation (as reported by Jeff Gitlen on www.lendedu.com)

Often, borrowers accrue multiple student loans from multiple sources. That is why we have such a thing as student loan consolidation. If you fall into this group, you may have already considered consolidating these loans into one new loan. But there are things you should consider before taking that next step. First, it is important… Read More