Cash Instead of Cards (as reported by Saundra Latham on money.cnn.com)

Studies of financial behavior have indicated for years that American’s spend more money when they rely on credit cards than when they rely on cash. Credit cards allow us to put off the pain of paying for something, while still getting the immediate satisfaction that whatever we’re buying brings. A simple solution for spending less… Read More

TRAVEL REWARDS CARDS (AS REPORTED BY CASEY BOND ON WWW.FORBES.COM)

Do you travel a lot for work or to see family in another part of the country? Or would you like to be able to afford to travel more? Most people would like to be able to travel more than they do. But the truth is, it’s expensive, and it can feel like a waste… Read More

HOW INTEREST RATES WORK (AS REPORTED BY LUCY LAZARONY ON WWW.CREDIT.COM)

Credit is an important part of an individual’s financial life. As Americans, we use it to finance all of our larger purchases, and some of our smaller ones. Whether you’re talking about everyday credit card purchases, a mortgage, or car loan, one of the most important aspects to consider is the interest rate. Interest rates… Read More