Stop Using Spending Bans (as reported by Brock on www.cleverdude.com)

One common piece of personal finance advice seen online is a spending ban. A spending ban is a self-inflicted ban on spending for certain items as a way of saving money for a particular time period. For example, a person might say to themselves that they will not spend money on eating out for 6… Read More

BUYING LIFE INSURANCE (AS REPORTED BY ANNA BAHNEY ON MONEY.CNN.COM)

Life insurance is not a topic people spend much time thinking about. That’s because it is only ever necessary in death, a subject we don’t like thinking much about ever. But if you have people that depend on you – a spouse, children, employees – life insurance is an important part of your personal financial… Read More