In recent years, the cost of higher education has been rising at an alarming rate. As a result, more and more students are taking out loans to cover the costs of tuition and fees. While loans can be a valuable tool for financing your education, they can also create financial constraints if not appropriately managed…. Read More
Five Smart Ways on How to Finance a Car (Guest Post by Tim Setterfield)
Apart from a house, a car can be one of the most expensive things you’ll buy. The ideal situation in purchasing a vehicle is paying for it upfront and driving away with it fully paid and without debt. However, this scenario might not be feasible for many people, with statistics showing that 69% percent of… Read More
Chapter 7 Means Test – 3 Helpful Things To Know (Guest Post by Ben Tejes of Ascend Finance)
You may have experienced a stressful event and are now considering bankruptcy. Unfortunately, you may have looked at the government website covering means testing and got even more confused. The Chapter 7 means test is confusing. You can see there are 6 Chapter 7 means test forms, and one of those forms is nine pages… Read More
Debt-Free Living: 5 Things to Start Immediately for a Debt-Free Life (Guest Post by Aatish Khanna of Money Club)
Living debt-free life may seem practically impossible as most adults have debts in some form or the other – either a home loan, car loan or credit card balance. The good news is that living debt-free is possible, and many people have done it or are close to living debt-free. What do these people do… Read More
My Journey in Paying Off 125K of Student Loans in 3 Years (Guest Post by Romario Nicholas)
Hi, I’m Romario Nicholas. I’m an immigrant from Jamaica. A first generation 2x college graduate (BS, MHRM). And now I am student loan debt free. In this article, I hope to serve as a source of strength and encouragement to those who are from similar backgrounds and who are going through their own student loan… Read More
As American Reopens, Will Overspending Be A Problem? (As Reported By Paulette Perhach of Vox.com)
As vaccination numbers rise and new COVID 19 case rates drop, Americans slowly return to “post-pandemic” life. While we might not be over the hump, a finish line appears to roughly be in sight. And with renewed faith in public living, we also see a resurgence in the economy as a whole. It makes sense…. Read More
Four Ways Technology Is Changing How We Buy Homes (Guest Post By Nate Welling of CableCompare.com)
Searching for a new home can be a daunting endeavor- especially for first-time homebuyers. Each step of the way can at times seem complex, confusing, and endless. Luckily, the advent of new technologies is altering the home search process from beginning to end. While the final result of a home search journey is grounded in… Read More
5 Tips to Help You Set Up Your Small Business Budget- And Stick With It (Guest Post by Gabriel M of BroadbandSearch.net)
For first time small business owners, setting up the ongoing business budget should be the spine of your strategic business plan. But starting from scratch without recourse to funding can seem daunting, if not impossible. So how should you go about determining how much you can-and should spend? And where should you focus the bulk… Read More
Preventing Bad Spending Habits After Graduation (Featuring Romario Nicholas)
It can be easy to fall into the pitfalls of bad spending habits. This point holds especially true in the case of college graduation. For most of us, this time is filled with tons of excitement and wonder. “Now that I’ve got my degree, the money will just start pouring in.” While there’s a chance… Read More
How One Student Tackled $51,000 in Student Loan Debt in Less Than 2 Years (Featuring Romario Nicholas)
Student loans. For about 70% of college-bound individuals, these are dirty words. But for most, they are also a necessity. The prospect of signing up for [potentially] decades worth of debt might not sound too appealing. However, the reality is that student loans are still perhaps the most realistic option for the majority of Americans… Read More