Personal Finance

You may be surprised to hear it, but there is such a thing as too much cash. Now let me backtrack for a second, because most of you are already sounding the alarms on this post. The keyword in that first sentence is “cash”. Notice I didn’t say money. Cash, as opposed to investments, doesn’t… Read More

Rules of thumb are meant to stand as simple shortcuts for far larger, and more complex, processes and practices. The world of personal finance is rife with them. There are so many that, often, they conflict. When that happens, where do we turn? Who do we believe? Enter J. D. Roth, writing from his blog… Read More

Your net worth, the combined value of all your assets (car, home, checking accounts, investments, etc.) is something that many people keep track of. And for good reason. This represents the total amount of wealth that you have accumulated over the course of your lifetime. And if managed correctly, you can see this value begin… Read More

Many of us will go into debt at some point in our lives. These days, it is hard not to. But the important thing to remember is that going into debt is not the end of the world, as long as we understand what we have to do to recover. Are you looking to understand… Read More

We all make mistakes, even when it comes to managing our money. Few of us can be expected to go our entire adult lives without misspending, or making a shoddy investment decision, or failing to save in case of an emergency. With all the potential hazards that exist, having a perfect record on personal finance… Read More

After you retire, chances are you will have less money to spend than you did when you were working. It is also true that some expenses, such as health care, will be higher. For these reasons, it is important to cut costs where you can so that the money you have saved can last as… Read More