The Differences Between Chapter 7 Bankruptcy And Chapter 13 Bankruptcy Many people seek the legal debt relief option of bankruptcy each year. Anyone may need to file bankruptcy including Dave Ramsey, the personal finance guru. One question I get all the time is, “Which is better, Chapter 7 or Chapter 13?”. While I would… Read More
Drowning in debt? A few financial habits you need to change (Article Contributed by Andy Masaki of PennyLessDad.com)
Most of the people in our country have debt. Debt makes it impossible to save money and invest for the future. Credit is important nowadays, but with the accumulation of debts, it’s hard to get the credit. Anybody can find themselves being trapped in debt. This gives you stress and sleepless nights. If you’re in… Read More
Survey: Are You Refinancing Your Mortgage? (As Reported By Zach Wichter on Bankrate.com)
Quick question for all the homeowners out there. When’s the last time you took a good look at your mortgage rate? Let’s take it a step further. How recently was that? According to a survey conducting by Bankrate and YouGov, it seems that a good majority of folks just don’t want to refinance these days…. Read More
2020’s Premier Podcasts for Personal Finance (As Reported by Liz Knueven on BusinessInsider.com)
Doesn’t it seem like we’re all becoming increasingly reliant on the internet as a source of both information and entertainment? Perhaps nothing embodies this shift more than the exploding popularity of podcasts. Therefore, it was only a matter of time before certain subject areas were covered. A simple search across the web will yield podcast… Read More
Expert Recommended Personal Finance Literature (As Reported by David McMillin on MSN.com)
There are so many things to stress out about these days. We’re in the midst of a global pandemic. The nation is politically divided. Personal finance management has become a primary concern as well. Unfortunately, there’s no simple fix available for any of these issues. However, there are ways to manage them, to a degree…. Read More
Be Mindful Of Tipping During COVID-19 Pandemic (As Reported by Susannah Snider of U.S. News & World Report)
Perhaps no industry has been hit harder by the ongoing COVID-19 pandemic than restaurants. Many have closed outright, leaving hundreds of thousands (if not millions) of people out of work. For those fortunate enough to stay open, most have turned to exclusively offering curbside pickup or even delivery. The sales generated from these transactions help… Read More
What Parents Can Use To Teach Their Kids Personal Finance During The Quarantine (As reported by Tim Ranzetta of MarketWatch)
We are currently in unprecedented times. In the midst of a global pandemic, the United States has been hit very hard by the spread of COVID-19. Business are closed, as are schools. The effects of this virus are far-reaching; not only with public health in jeopardy, but our collective financial well-being too. Many parents face… Read More
Increase your financial confidence with the right money actions! (Guest Post by Andy Masaki)
Only earning money, can never make you stable financially. We are talking of the financial confidence, and the sense of financial security that you have to build, so as to gain enough control of your finances, and see it grow for the real good. In this post, we are spreading out a few money actions,… Read More
Financial Security Scorecard (as reported by Mia Taylor on www.thesimpledollar.com)
The financial services provider, Primerica, created what they call a Financial Security Scorecard. The scorecard consists of five behaviors or actions that people can, and should, take in order to better secure their financial futures. The idea behind it is if people do all five things, they are more likely to grow their wealth over… Read More
Add Your Tax Refund to Your Emergency Savings (as reported by Holly Johnson on www.thesimpledollar.com)
You might hear financial advisors talking about emergency savings, sometimes referred to as a “rainy day fund”. This is money that you have safely tucked away in a bank that can be used as soon as you need it, for surprise expenses – health emergency, car repairs, etc. Unfortunately, for too many people in the… Read More
