Quick question for all the homeowners out there. When’s the last time you took a good look at your mortgage rate? Let’s take it a step further. How recently was that?

According to a survey conducting by Bankrate and YouGov, it seems that a good majority of folks just don’t want to refinance these days. A variety of reasons are often cited, such as too much paperwork, fees associated with closing costs, too low of a credit score, etc.

In addition, it seems as though a general trend is that younger homeowners are more likely to consider refinancing rather than older ones. For further and more detailed coverage, please click here.

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