Why Don’t We Save? (as reported by Allison Schrager on qz.com)

There is a debate raging among economists these days. What are the underlying reasons why Americans are not saving nearly enough to fund their own retirements? Some argue that we are not good at planning for the future. Others argue that we are bad at predicting the likelihood of expensive events – like medical emergencies… Read More

Are You Financially Healthy? (as reported by J. D. Roth on www.getrichslowly.org)

A new report out from the Center for Financial Services Innovation confirms what many of us already know. Americans don’t save nearly enough money. The report divides people into one of three categories: Financially Healthy, Financially Coping, and Financially Vulnerable. On the optimistic side of things, most people do not fall into the financially vulnerable… Read More

Impact Investing on the Rise (as reported by Anna Bahney on money.cnn.com)

According to a recent survey, 88% of American investors say that market performance is the most important factor in their investing. That means, not surprisingly, that earning higher returns and making more money is the #1 reason they choose to invest. However, the same survey also signals a continuation of a trend among a number… Read More

Spend Now or Spend Later (as reported by J. D. Roth on www.getrichslowly.org)

For young people who are first entering the workforce, saving money can seem quite daunting. Although you are earning money for the first time, there are immediate demands on that money – clothes, commuting costs, food, rent, etc. It is hard enough to earn enough to cover your expenses, much less have anything left over…. Read More