Saving and Investing

According to a recent survey, 88% of American investors say that market performance is the most important factor in their investing. That means, not surprisingly, that earning higher returns and making more money is the #1 reason they choose to invest. However, the same survey also signals a continuation of a trend among a number… Read More

For young people who are first entering the workforce, saving money can seem quite daunting. Although you are earning money for the first time, there are immediate demands on that money – clothes, commuting costs, food, rent, etc. It is hard enough to earn enough to cover your expenses, much less have anything left over…. Read More

$100 invested with an annual return of 8% (a conservative estimate of stock market returns) will be worth $108 in one year. At the end of year two it will be worth $116.64. That’s because you get 8% on the full $108 value at the end of year one, rather than just another $8 every… Read More

There are significant differences in the financial habits of different generations. And depending on whom you ask, that might be reason to worry about the future of our economy. Millennials, those born between 1983 and 2000, report an unusual ability to save with every paycheck. But rather than investing in the stock market, most young… Read More

There are a number of reasons why people choose not to invest in the stock market. Could it be that they don’t know how to get started? Maybe they are afraid they will lose their money. Or perhaps they don’t believe they have enough money to invest. In fact, 61% of Americans between the ages… Read More