Dividends (as reported by Trent Hamm on www.thesimpledollar.com)

Many people are hesitant to invest in stocks because they don’t know much about how they work. It’s important to learn as much as you can so that you can make smart investing decisions. For example, dividends are an important part of investing in stocks. When companies earn a profit, they have to decide what… Read More

Stock Market Myths (as reported by Investopedia on mint.com)

The stock market is a scary place for a lot of people, especially when you don’t take the time to understand how it works. Many people are afraid to invest because they don’t trust the market. But investing in the stock market can be an important part of building wealth, so it is crucial to… Read More

Leave Your 401k Alone (as reported by Andrea Coombes on marketwatch.com)

One of the worst financial mistakes that someone saving for retirement can make is reaching for the cash in their retirement accounts too soon. A study by Fidelty found that 35% of people who left their jobs last year took some or all of the money in their 401k or IRA accounts in order to… Read More

Better Emergency Funds (as reported by Mandi Woodruff on finance.yahoo.com)

Saving money in case of emergencies is a good idea, there is no arguing with that. People lose their jobs, houses need repairing, health bills must get paid. But how you save for emergencies is a topic worth some debate. Because most people to date would consider the best way to save for emergencies is… Read More

Emergency Funds (as reported by Miranda Marquit on moolanomy.com)

Emergency funds are exactly what they sound like, money that you have saved in case of an emergency. Such an emergency might present itself in the form of a job loss or an illness, but no matter what happens your emergency fund is what you’ll rely on when there is no more money coming in…. Read More

Retirement Calculation Question Marks (as reported by Mandi Woodruff on finance.yahoo.com)

A recent study by Morningstar Investment Research suggests that many Americans may be targeting a number that is too high when planning for retirement. That’s because some of the common assumptions that retirement calculators use don’t necessarily match the reality of retirement. For example, when calculating how much money someone needs to retire, financial planners… Read More