Miscellaneous

Filing for bankruptcy may help you get out of debt and give you a second chance to reset your finances. When discussing consumer bankruptcies, Chapter 7 or Chapter 13 bankruptcy can help you discharge multiple types of debt. But, practically, you can’t shed all debts from your shoulders. Once you’ve discharged your debts, the creditor… Read More

With more vaccinations being given and more states opening up, it might be tempting to act as though the pandemic never happened by reverting to the “old normal.” But that would mean ignoring the many lessons we’ve learned — lessons that can apply to a post-pandemic world as easily as they have during the COVID… Read More

If you’re looking to build wealth, the answer may not always be simple. However, it never hurts to develop a budget. Part of this budgeting plan might be cutting out expensive or frivolous purchases. Perhaps you should ask yourself the following question. “Is this a want or a need?” Examples of things that likely don’t… Read More

Few people have the freedom to choose how they spend every minute of their days. We all have commitments and obligations, often relating to household chores or the need to earn a living. Free time is a very limited commodity, and it’s interesting to explore how different people deal with their free time – and… Read More

NYCTutoring.com provides personalized tutoring in a range of subjects to help students in New York City and the surrounding area reach their academic potential. During the pandemic, the company decided to give back to the community by offering pro bono translation services to NYC nonprofits. Its team of language tutors have provided translation in Arabic,… Read More

Are you “curious about crypto”? If you’re familiar with the world of finance, you may have heard about cryptocurrencies. They offer a completely digital and decentralized alternative to traditional fiat currency (i.e. the U.S. dollar). An added bonus is that, by nature, they are deflationary, meaning there’s a finite supply available. Once the blockchain for… Read More

Long gone are the days of most movie rental storefronts, like the well-known Blockbuster company. Replaced largely by lower priced, self service machines such as Redbox, there has been an evolution in how people rent movies. The same seems to be so for cable TV providers. With so many consumers “cord cutting”, it seems that… Read More

Part one of LendEDU’s two-part millennial & mortgages study examined trends amongst current millennial homeowners, and found that this generation often pays for PMI, in addition to leaving little wiggle room to meet monthly mortgage payments. See the full survey results and observations here: Millennials & Mortgages. Read More

Terms like middle class, working class, and upper class – or rich and poor – or middle income, get thrown around all the time in news, online and in interpersonal communication. But often times, those terms have no shared meaning, which makes it hard to know what we are talking about. But if you are… Read More