If you’re looking to build wealth, the answer may not always be simple. However, it never hurts to develop a budget. Part of this budgeting plan might be cutting out expensive or frivolous purchases. Perhaps you should ask yourself the following question. “Is this a want or a need?” Examples of things that likely don’t… Read More
How Financial Independence Interacts With Creativity (Guest Post by George Newton)
Few people have the freedom to choose how they spend every minute of their days. We all have commitments and obligations, often relating to household chores or the need to earn a living. Free time is a very limited commodity, and it’s interesting to explore how different people deal with their free time – and… Read More
NYCTutoring.com Gives Back – Offers Pro Bono Translation to NYC Nonprofits During Pandemic
NYCTutoring.com provides personalized tutoring in a range of subjects to help students in New York City and the surrounding area reach their academic potential. During the pandemic, the company decided to give back to the community by offering pro bono translation services to NYC nonprofits. Its team of language tutors have provided translation in Arabic,… Read More
Two Types of Wallets? How You Store Cryptocurrency Matters (As Reported By Pedro Febrero of Toshi Times)
Are you “curious about crypto”? If you’re familiar with the world of finance, you may have heard about cryptocurrencies. They offer a completely digital and decentralized alternative to traditional fiat currency (i.e. the U.S. dollar). An added bonus is that, by nature, they are deflationary, meaning there’s a finite supply available. Once the blockchain for… Read More
Are We Looking at the End of Cable TV? (Guest Post from Dave Parsons of Cablecompare)
Long gone are the days of most movie rental storefronts, like the well-known Blockbuster company. Replaced largely by lower priced, self service machines such as Redbox, there has been an evolution in how people rent movies. The same seems to be so for cable TV providers. With so many consumers “cord cutting”, it seems that… Read More
Surveying America’s Millennial Homeowners (Guest Post by LendEDU)
Part one of LendEDU’s two-part millennial & mortgages study examined trends amongst current millennial homeowners, and found that this generation often pays for PMI, in addition to leaving little wiggle room to meet monthly mortgage payments. See the full survey results and observations here: Millennials & Mortgages. Read More
What Qualifies as Middle Income? (as reported by Nathan Yau on flowingdata.com)
Terms like middle class, working class, and upper class – or rich and poor – or middle income, get thrown around all the time in news, online and in interpersonal communication. But often times, those terms have no shared meaning, which makes it hard to know what we are talking about. But if you are… Read More
Save on Car Insurance (as reported on article.everquote.com)
Car insurance is a necessary evil for drivers of all stripes. You can’t drive legally in the US without it. But for those of you out there who have ever been involved in an auto accident, you know the value of insurance. EverQuote is a tool that allows drivers to shop for car insurance and… Read More
Millennials Did Not Destroy the Economy (as reported by Derek Thompson on www.theatlantic.com)
It is not uncommon these days to read headlines and listen to stories about “millennials” – which by varying definitions covers people roughly 20-35. These young adults are often blamed for changing habits – personally, professionally, and financially. The end of marriage, the end of homeownership, the end of investing, and more are all placed… Read More
Real Estate Investing Mistakes (as reported by Holly Johnson on www.thesimpledollar.com)
Popular HGTV shows make it seem like making money in real estate is so easy that anyone can do it. Find an old house for sale, fix it up, and sell it for a profit. What could be easier than that? Unfortunately, the majority of people who have tried this on their own end up… Read More