Don’t let the title of the article throw you, “The Stupid Idiot’s Guide to Investing Your Little Bit of Money” is filled with useful advice. And it starts with a premise that most of us can understand – that almost all personal financial advice assumes you have money to invest and you’re just waiting for… Read More
Tax Brackets, Explained (as reported by Trent Hamm on www.thesimpledollar.com)
There has been a lot in the news recently about tax brackets – both because it is tax season and because tax policy is back in the news. Confusingly, many of those pieces featured on cable news programs are either factually incorrect or misleading. Which is why this new article from The Simple Dollar is… Read More
Student Loans May Be Forgiven in Bankruptcy (as reported by Robert Farrington on www.forbes.com)
A common myth has it that student loans are not forgivable under any circumstance, including bankruptcy. But the truth is, though rare, some student loans are forgiven through the bankruptcy process. Prior to 1976, a person could discharge her student loans in bankruptcy without any problem. But as the total amount of student loan debt… Read More
Save on Car Insurance (as reported on article.everquote.com)
Car insurance is a necessary evil for drivers of all stripes. You can’t drive legally in the US without it. But for those of you out there who have ever been involved in an auto accident, you know the value of insurance. EverQuote is a tool that allows drivers to shop for car insurance and… Read More
How to Raise Financially Independent Daughters
Check out this article which prepares parents and guardians for how to ensure that their daughters are raised with the same amount of financial knowledge as their sons. Some starter tips are listed below: -Model money equality at home. -Teach money-management behaviors early. -Narrate your actions and thought processes involving money. -Be honest about your… Read More
What You Need to Know About Taxes (as reported by Susannah Snider on money.usnews.com)
Do you know when your taxes are due? Or what happens if you have to miss that deadline? Before filing taxes, it is critical that everyone know as much as they can about the basic terms, concepts and best practices that can help you earn a larger refund, or reduce the amount you owe. This… Read More
Simple Ways to Improve Your Personal Financial Standing Today (as reported by Trent Hamm on www.thesimpledollar.com)
If you don’t have a 401k plan at work, start one today. That is just one of many things you can do to immediately make a positive impact on your financial prospects. Most companies with a certain number of employees will offer this kind of a retirement plan – many even offer some sort of… Read More
NJ middle schools now required to offer financial literacy courses
W!se is thrilled to share the news that all New Jersey middle schools are now required to offer financial literacy courses. The new law will go into effect in September to start the new school year on a strong note! https://apnews.com/0643abb8f79c45a392ec40343a4665e0 Read More
Maximize Savings, Grow Your Wealth (as reported by Zach on www.getrichslowly.org)
The truth is, if you want to become wealthy, you need a lot of things to go right. Often, there are things that can happen outside of your control that will determine how much you earn, what you are able to save, etc. So the key to building wealth is to focus on what you… Read More
Lower Your Cable Bill (as reported by Chris Brantner on money.usnews.com)
It’s natural and healthy to always be on the lookout for ways to save money in your life. Lowering expenses is the only way to increase your savings if earning more isn’t possible. One common expenditure that people are eager to cut back on is cable. That monthly bill that seems to increase every year… Read More