There are a number of reasons why people choose not to invest in the stock market. Could it be that they don’t know how to get started? Maybe they are afraid they will lose their money. Or perhaps they don’t believe they have enough money to invest. In fact, 61% of Americans between the ages… Read More
How do Credit Card Interest Rates Work? (as reported by Ramit Sethi on www.iwillteachyoutoberich.com)
A popular way to compare credit cards is to look at their interest rates. When we talk about a credit card’s interest rate, what we are talking about is how much they will charge you if you fail to pay off your balance in full each month. An interest rate of 15% (common these days)… Read More
Should You Go to Graduate School? (as reported by David Tanofsky on work.qz.com)
For many people, deciding whether or not to attend graduate school can be one of the toughest decisions to make. On the one hand, most professions do not require an advanced degree. And staying in, or entering, the work force provides immediate income and other benefits. However, in some cases, graduate school can lead to… Read More
How Will the New Tax Bill Impact You? (as reported by Reuben Fischer-Baum on www.washingtonpost.com)
With just days left before the end of 2017, President Donald Trump signed his first major piece of new legislation. The tax bill signed into law, which has already taken effect, is the biggest rewrite to the country’s tax policies in thirty years. But trying to figure out what’s in it, and how it affects… Read More
How to Save More Money (as reported by Anna Bahney on money.cnn.com)
The amount of money you are able to save depends on two key factors: How much you make How much you spend The world around you is filled with companies and advertisers competing for your attention, and your hard-earned money. They are constantly working to get you to spend more. For that reason, you need… Read More
Which Debts Should I Pay Off First? (as reported by John Ulzheimer on www.thesimpledollar.com)
Many of us will go into debt at some point in our lives. These days, it is hard not to. But the important thing to remember is that going into debt is not the end of the world, as long as we understand what we have to do to recover. Are you looking to understand… Read More
Save Money by Switching to Solar Power (as reported by Andy Bowen on www.thesimpledollar.com)
The benefits of switching to solar energy to power your home now far outweigh the costs almost anywhere in the United States today. On average, you will save approximately $23,000 on electricity costs over 25 years. And after subtracting the installation costs, that means an extra $6,000-7,000 in your pocket. In fact, many experts say… Read More
How Retirement has Changed (as reported by Tim Parker on www.investopedia.com)
There are a lot of reasons that financial experts have been raising the alarms lately about Americans’ lack of preparedness for retirement. Part of it has to do with the fact that several key retirement facts have changed in the last 20-50 years. Compared to 1960, we are living an average of nine years longer…. Read More
How Will Tax Reform Impact You? (as reported by Dan Caplinger on www.fool.com)
Not everyone has the time to pay attention to the policies being debated in Congress. But one debate going on right now has the potential to impact us all, and deserves the attention of anyone concerned about their future financial situation. Both the Senate and the House of Representatives have put forth their initial tax… Read More
Student Loan Debt (as reported by Rod Griffin on www.wisebread.com)
Americans are in debt. There is no avoiding that in the news these days. We spend money we don’t have on everything from groceries and medical expenses, to our cars, homes, and education. That last one has been a particular point of emphasis in the last few years, as politicians and policy experts across the… Read More