Don’t Overpay Your Taxes (as reported by Sean Williams on fool.com)

If you work a job where you get a paycheck, your taxes are likely taken out of your paycheck automatically. The amount of the withholdings is based on your W-4. But it may not be the right amount. If you end up getting a tax refund every year, it means that you are overpaying your… Read More

The Rule of 752 (as reported by Credit.com on blog.mint.com)

You first goal in building wealth should always be to earn more than you spend. In order to do that, most people look to cut expenses. It’s natural to first look at your bigger costs, but don’t ignore those smaller and more frequent expenses. The Rule of 752 can help you pay closer attention to… Read More

Every Job In America (as reported by Quoctrung Bui at NPR’s Planet Money Blog)

Economists estimate that there are approximately 137 million jobs in the United States. How are they distributed?  It’s clear that over the past decades America has moved from a focus on goods production to a largely service industry.  Planet Money has charted this detail from U.S. government’s monthly jobs report to illustrate the size (in… Read More

When to Buy Insurance (as reported by Kevin on 20smoney.com)

The best laid plans don’t guarantee financial success. That’s because life is unpredictable. But you can be prepared for the unexpected if you buy the right kind of insurance. Everyone should look into the following types of insurance, depending on where they are in life: Life Insurance, Travel Insurance, Renters Insurance, Health Insurance, Car Insurance,… Read More

Emergency Funds (as reported by Miranda Marquit on moolanomy.com)

Emergency funds are exactly what they sound like, money that you have saved in case of an emergency. Such an emergency might present itself in the form of a job loss or an illness, but no matter what happens your emergency fund is what you’ll rely on when there is no more money coming in…. Read More