Are You Financially Healthy? (as reported by J. D. Roth on

A new report out from the Center for Financial Services Innovation confirms what many of us already know. Americans don’t save nearly enough money. The report divides people into one of three categories: Financially Healthy, Financially Coping, and Financially Vulnerable. On the optimistic side of things, most people do not fall into the financially vulnerable… Read More

FICO Plans Big Shift in Credit-Score Calculations (As reported by AnnaMaria Andriotis on

Read about how new credit-scoring system aims to ease loan approvals. “A decade after the subprime-mortgage binge nearly brought down the U.S. financial system, consumer lenders remain wary of borrowers with low credit scores. Banks have spent much of the past 10 years chasing ultra-creditworthy borrowers. Yet that slice of the market, which has grown… Read More

Eliminate Poor Spending Decisions (as reported by Gaby Del Valle on

The saying goes, “The best laid plans of mice and men often go awry.” No matter how proactive we are about making a budget, growing our income, and planning our investments, poor spending decisions can wreak havoc on our personal financial plans. So how do we avoid poor spending decisions? This article from offers… Read More