Personal Finance

If you work a job where you get a paycheck, your taxes are likely taken out of your paycheck automatically. The amount of the withholdings is based on your W-4. But it may not be the right amount. If you end up getting a tax refund every year, it means that you are overpaying your… Read More

Personal finance education being what it is, many young Americans leave college to join the workforce and live out on their own without a basic understanding of their own finances. And more than that, they don’t know where to turn for knowledge or advice. Sara Roncera-Menendez has put together for Mashable a fundamental introduction to… Read More

One of the fastest ways to get into financial trouble in this modern age is to fall victim to a scam. Commonly referred to as phishing, email and other online financial scams continue to affect people all around the world. But learning how to recognize and avoid such scams can be simple, if we just… Read More

The best laid plans don’t guarantee financial success. That’s because life is unpredictable. But you can be prepared for the unexpected if you buy the right kind of insurance. Everyone should look into the following types of insurance, depending on where they are in life: Life Insurance, Travel Insurance, Renters Insurance, Health Insurance, Car Insurance,… Read More

Worldwide adoption of cell phones is on the rise. The accessibility and affordability of ever more powerful smartphones means that cell phones are no longer a luxury product. But you can make a smart decision by shopping for the right phone and plan to fit your budget. As Matthew Amster-Burton tells us in this post… Read More

A good strategy for learning and practicing healthy habits is to start with the end in mind. And that goes for personal finance as well. In this article on The Simple Dollar, Trent Hamm talks about envisioning the time in your life that you’re working towards. How old will you be? What will you want… Read More

18-34 year olds account for nearly half of the 2.4 million missing households in the United States. A “missing household” is a stat calculated as the number of people who do not own homes but who would have if not for the financial and housing market collapse of 2008. The number continues to get smaller,… Read More

Health coverage is a hot topic these days and for many is tied directly to employment. A new trend is starting to emerge among employers, many are rethinking the instances in which an employee’s spouse can receive coverage. Starting next year some employers will no longer cover insurance for a spouse with access to coverage… Read More

Creditors and lenders have found something new to look at when evaluating creditworthiness of individuals, their network of friends. Multiple news stories recently have spread the word that banks, insurance companies, and other financial institutions are using social networks to establish patterns of financials behavior among groups of friends when evaluating someone for financing. In… Read More

Today’s children are raised surrounded by more technology than any generation before. Look around, many have already mastered using smartphones and tablets while just toddlers. A new generation of applications and games designed for these devices aims to connect to these young children in these formats. Educational software is of course not new, but it… Read More