Personal Finance

Ever find yourself thinking, “If only I made more money, all my financial woes would be over”? Well, you are totally not alone in feeling that way — not even close. But along with that realization comes another somewhat harsh one: The truth is, if you were to continue your same spending habits past today,… Read More

There is no better time to set yourself up for a lifetime of financial success than in your 20s. While this decade may seem daunting as you tick off milestones such as college graduation, starting your first “real” job and possibly marriage, taking control of your finances is an integral part of growing up and becoming a… Read More

Many of us are taught that the creation of financial wealth and the development of a strong moral compass cannot go hand in hand. Despite this prevalent belief in today’s society, it’s the farthest thing from the truth. According to Stephen Covey in his landmark The 7 Habits of Highly Effective People, character and effectiveness… Read More

The winter weather doesn’t have to stop you from working on a budget. One of the key tricks to staying on top of personal finance is being aware of precisely how much money is coming in and how much and where money is going out. In this technological age, personal finance apps have come to… Read More

Personal finances are not sexy. And for most young people just starting their professional lives, there are plenty of other priorities to keep them occupied. But the sooner you start to understand how you’re money is working for you, the better chance you have of setting yourself up for a successful future. To kick of… Read More

Millennials, loosely defined as those born within the years of 1980 to 2000, are soon to be the generation with more buying power than any other.  But what does this mean and what do Millennials choose to spend their money on?  Studies are showing that many goods and services thought essential by older generations are… Read More

One of the larger purchase decisions a person will make in their lifetime, usually at least two or three times, is the purchase of an automobile. And finding a good deal on a great car is a skill that you can learn to help make an efficient car-buying decision. When shopping for a quality used… Read More

It’s always been important for kids to learn how to manage money. But today, for this generation of children, the challenges they will face make learning basic personal financial skills crucial to their future success. A few simple mistakes, ones commonly made by today’s youth, can have a lasting negative impact on your life. Many… Read More

When you buy your first home, there are some expenses that you don’t plan for. And a lot of them can happen after you actually close on the property. Such items include lawn maintenance, appliance replacement and repair, and upgrades to the look and feel of the home. Even when a home is in good… Read More

Becoming a homeowner and making that first step onto the property ladder has long been a central part of the American dream.  A recent article in the New York Times suggests that, for those living in the county’s most expensive metropolitan areas, renting might make more sense in the current economy.  There are a number… Read More