Many of us are taught that the creation of financial wealth and the development of a strong moral compass cannot go hand in hand. Despite this prevalent belief in today’s society, it’s the farthest thing from the truth.

According to Stephen Covey in his landmark The 7 Habits of Highly Effective People, character and effectiveness are shaped by the unconscious patterns — or habits — that we develop over time. It’s no surprise, then, that mindfully wealthy people share a similar set of regular, consistent habits. By emulating these three habits, you have the potential to improve the financial trajectory of your life and join their ranks.

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