Personal Finance

Eating healthy can be an expensive habit. But if you’re on a budget, you don’t have to make sacrifices to your health. There are simple changes that you can make that help you stay healthy without breaking the bank. One thing you should do is reconsider all the fresh fruits and vegetables. If you end… Read More

While almost all of the typical personal finance tips apply to both sexes, women sometimes face different issues than men do when it comes to saving for retirement. Three common issues facing women are the fact that they tend to outlive their male counterparts but under-earn them, they tend to view their money as their… Read More

Many people offer advice on managing your finances. And as much as the advice might vary, there are a few things that most experts will agree on. Ray Martin, writing on Yahoo Finance, sums up six fundamental personal finance tips that will help you lead a more financially successful life. The first is to always… Read More

Capital in the 21st Century, the new book from French economist Thomas Piketty has been making a splash in recent weeks. Why is this book so powerful? It essentially calls out one of the inherent flaws in capitalism, that the ratio of wealth to income rises until the economic elite are those with inherited wealth and not… Read More

There are a number of shared qualities among people who are most successful at managing their finances and growing their wealth. And those of us that are not as successful can learn from them, and use them in an attempt to change our fortunes. The first is that people who are successful tend to surround themselves… Read More

From time to time we all need a little extra cash. The next time you find yourself looking for a little extra, look no further than your old stuff. Travis Pizel, writing for Money Ning, outlines a three step plan for earning money decluttering your home. Step one is to have a garage sale and… Read More

It takes most people a number of years before they decide that they need to get a handle on their finances. By the time we are thirty, we’re expected to know a lot about how live healthy financials lives. But what about your 20’s? What are we expected to know during the decade that most… Read More

If you don’t have access to an employer-sponsored retirement savings account, you will soon have a new option open up to you. In his State of the Union this year, President Obama introduced a brand new financial vehicle that is aimed at helping many low to middle income Americans save for retirement. Dubbed “myRA”, the… Read More

Remember to always read the fine print. You’ve heard that before. It’s like buyer beware, and it reminds us to pay attention to all the details of a purchase when we make one. Scams, some legal and others not, abound. One such “scam” that companies use in hopes of making more money off of you… Read More

Greg Meyer shares a number of “rules of thumb” for personal finances in a recent blog post at creditunionguy.blogspot.com. In this post he discusses the potential upsides of banking at a credit union rather than a large bank.  He also advises on the portion of your paycheck that should be allotted to savings, for retirement,… Read More