Personal Finance

Standard and Poor’s, Gallup, The World Bank and George Washington University created a short, 5-question personal finance assessment. 150,000 people in 140 countries then took the test last year. Want to know how many passed? The answer is just 33%. Only one-third of all participants were found to be proficient in at least 3 of… Read More

If you scour the internet, you can find a near endless assortment of personal finance blogs and articles. There’s so much information out there, from such a wide variety of sources, that trying to read it all would be a practice in futility. That’s why Trent Hamm, on his site The Simple Dollar, boiled it… Read More

Debt is something most of us would like to avoid if possible. Not only is debt bad for your financial well-being, it can also cause stress that will impact your mental and physical health. So if you want to stay ahead of your finances and avoid going into debt, The Simple Dollar has listed six… Read More

In today’s world, it is nearly impossible to completely avoid the risk of fraud related to identity theft. Personal information is traded, shared, and exposed every single day. But that doesn’t mean it’s hopeless. There are things that you can and should do to limit your exposure, because identity theft can be one of the… Read More

Home-ownership has always been an ideal in this country. Historically, it has never been universally “easy” to attain, no matter the family size or location. However, it has become quite clear that it is a goal most of us take for granted. How can that be? “Taken for granted” might be an overstatement, but at the… Read More

As American industry modernizes, so do its components. In addition to ever-evolving technology, a clear and present trend has become somewhat hard to ignore. The U.S. workforce is getting younger and younger. Nowhere is that more apparent than in Pew Research Center’s analysis of recent United State Census Bureau data. In the accompanying report, the… Read More

Home ownership is a goal for many growing professionals. As a person’s total income increases, naturally, they can start to think about building equity in a potential place of residence. However, for many renting remains a more viable and financially wise option. As such, it is crucial that consumers understand the costs and benefits of owning… Read More

If you’re like most people, you may be looking for some ways to earn a little bit of extra cash this summer. Maybe you’d like to pay for a luxury vacation or make a large purchase. Whatever your reason for wanting to bank some extra money, there are lots of ways you can bring in… Read More

Picture this: You wake up one morning, and head outside to get the newspaper. Sitting there on the stoop is a bag with your name on it. You open it and find a wad of cash—totaling $3,120! Your mind starts to race as you think about how you’ll spend this money that’s fallen into your… Read More

After a brutal winter, many of us are ready to embrace spring with open arms. The arrival of spring also signals seasonal cleaning duties. However, before you break out the flip flops don’t forget to include your personal finances in your spring cleaning “to do” list.  Spring is the perfect time to tackle financial clutter–from… Read More