Ever find yourself thinking, “If only I made more money, all my financial woes would be over”? Well, you are totally not alone in feeling that way — not even close. But along with that realization comes another somewhat harsh one: The truth is, if you were to continue your same spending habits past today, even with a bigger paycheck, you would soon find yourself in the same economic position, despite the fact that you have more money.
If you’ve been living beyond your means with the money you make now and not earmarking anything for savings or tackling some of your amassed debt, your fate would have already been sealed. So how do you change your outlook? Check out these five tips you can apply right away that will help you start being frugal — and help you free up some cash to save.