If you work a job where you get a paycheck, your taxes are likely taken out of your paycheck automatically. The amount of the withholdings is based on your W-4. But it may not be the right amount. If you end up getting a tax refund every year, it means that you are overpaying your taxes. And even though you get the money back through a tax refund, you are foregoing the opportunity to save or invest this money and earn more with it. Most people count on a tax refund every year to boost their savings, but the truth is that they could save even more money by withholding less from their paychecks and investing the money they now get to keep for themselves. For more, read the full article here.