Credit is an important part of an individual’s financial life. As Americans, we use it to finance all of our larger purchases, and some of our smaller ones. Whether you’re talking about everyday credit card purchases, a mortgage, or car loan, one of the most important aspects to consider is the interest rate. Interest rates… Read More
21st Annual Quality of Life INNOVATIONS Award Ceremony
Winners Announced, Scholarships and Awards Presentation and Guest Speakers What: Working in Support of Education (w!se), a New York City based educational not-for-profit will celebrate students from New York City at a ceremony to reveal the winners of the “21st Annual Quality of Life INNOVATIONS” competition. Read More
CREDIT SCORE MISSTEPS (AS REPORTED BY CONNIE MEI ON WWW.MONEYNING.COM)
We know that credit scores are important. And most advice you will find online deal with the things that you can do to lower your rate. But the best advice you will ever hear is advice that will help you avoid the crucial missteps that hurt your credit score in the first place. Thankfully, Connie… Read More
100 Best W!se High Schools Teaching Personal Finance: 2016 Rankings Announced
The Top 3 schools nation-wide hail from New Jersey and New York Schools in 43 states now participating, up from 40 in prior year Average passing rate was 81.6% percent for all participating schools Read More
AWKWARD MONEY MOMENTS (AS REPORTED BY HOLLY JOHNSON ON WWW.THESIMPLEDOLLAR.COM)
No matter what you believe or know about money, you are likely to run into one of several common moments in your life when things get a little awkward. Say your credit card gets denied in public, or you loan a family member money and they fail to pay it back in a timely manner…. Read More
SINGLE WOMEN SINGLED OUT (AS REPORTED BY HEATHER LONG ON MONEY.CNN.COM)
We don’t often spend enough time examining the differences between men and women as relates to personal finance. And the sad truth is, major differences do exist. And in more cases than not, they favor men. For example, women in the United States are still paid less than their male counterparts in almost every profession…. Read More
CREDIT SCORE EXPLAINED (AS REPORTED BY RYAN KATON ON WWW.MASHABLE.COM)
A credit score is a portrait of someone’s credit history, valued as a round number between 300 and 850. Your score is used primarily by creditors as a way of determining how likely you are to pay off your debts. This, in turn, determines what kind of loans will be available to you. There are… Read More
PERSONAL SAVINGS CALCULATOR (AS REPORTED BY SAUNDRA LATHAM ON WWW.THESIMPLEDOLLAR.COM)
In the years since the Great Recession, we have seen the average savings rates of Americans rise. And that’s a good sign. Savings are a good indicator of the financial well-being of the country. For individuals, saving money means you are spending less than you are making. And that’s the best way to build wealth… Read More
LIFE SPANS: RICH VS. POOR (AS REPORTED BY MICHELLE HACKMAN ON WWW.VOX.COM)
While many of us don’t often think about life expectancy as a personal finance or economic issue, the two are closely linked. For example, depending on how long someone expects to live, he or she can calculate how much money they need to save for retirement. And a new report from the New York Times… Read More
FOR COUPLES MERGING FINANCES (AS REPORTED BY SAMANTHA COONEY ON WWW.MASHABLE.COM)
An important milestone in all of our lives is finding a spouse. This is also a critical point in your financial life. All couples encounter the moment when your finances cease to be yours alone, and begin to be “ours”. When couples merge their finances, there are several steps they should take to make the… Read More