Deciding whether or not to hire a financial planner can be an important financial decision in its own right. You have to weigh the cost of a financial planner against the potential benefit that they might provide. Going it alone is not always the best decision, because personal finances are complex and difficult to manage at times.

The good people at The Simple Dollar have put together this handy guide that lists six times you will be better off hiring a professional. At the top of the list is what you are at, or nearing retirement age. This is a critical moment in your financial life, because it involves one of the biggest transitions since you first started working. And so you want to be sure that you make the right decisions with your money.

For the rest of the list, click here.

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