Debt is a four letter word, but you certainly don’t have to cringe every time you hear about it! Far too many think being in debt is just the way of life these days, but that’s simply not true. By spending some time employing simple strategies to pare down that financial burden, people actually end up gaining valuable time because fewer hours of their work life is wasted on paying off debt. Here are a list of the best ways to reduce that burden. The debt reduction advice come from MoneyNing, a website that frequently discusses money matters to help the masses learn how to save and live more. The founder, David Ning, loves making no sacrifices while spending less. For example, what you should do if your cable TV bill is too high is an article that talks about ways to actually get more and pay less at the same time.