Just because a lot of people say something is true, doesn’t mean it will be true for you. In the world of personal financial advice, there are many common themes that you should test for yourself before subscribing to them. This was the case for Alexa Mason, as she explains writing for moneyning.com.

Many personal finance writers and columnists have begun to encourage using credit cards for the potential rewards that you can earn. The argument is that you use a credit card on things you would otherwise pay for with cash, and you get something for it. But, as Alexa points out, credit cards are proven to make people spend more than they would without a credit card. So that’s not always a good idea for people who need to be more careful with their resources. For more, check out the entire article here.

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