Financial planning is an important part of preparing for one’s future both in the professional and personal realms. For many Americans, the term has become an afterthought, which can put them at an unnecessary risk for monetary hardships.

According to a study conducted by Northwestern Mutual, more than one third of Americans have stated that they have no financial plan set in place at this time.

“The study is based on an online survey of 5,474 American adults ages 18 and older, conducted earlier this year by Harris Poll on behalf of Northwestern Mutual. The survey results were weighted to U.S. Census Bureau targets for education, age and gender, race and ethnicity, and region and household,” nbcnews.com’s Anna Robaton reports.

The rest of the article, which contains detailed information regarding the aforementioned study, is available here.

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