It is time to celebrate the passing of 2013 and to usher in 2014, bringing with it many New Year’s resolutions. This year, why not make a realistic and achievable commitment to improving your personal financial knowledge and well being?  There are a number of simple steps which can make a drastic improvement in your life.  For instance, do you have a “Financial Emergency Plan” in case times get tough?  Or consider saving just 1% (or increasing your saving by this amount) of your take home earnings.  It doesn’t sound like much, you probably won’t even miss it, but it can make a marked difference in account balances by year end.  Eight financial experts at the Wall Street Journal’s “Wealth Management Blog” share these and many other tips in their article “Realistic Financial Resolutions of 2014”.  Read the full article here.

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