The debate over whether to use a debit card or a credit card continues, but recent data breaches as major US retailers, like Target incurred over the holidays, make security a primary concern when using all cards. So which is safer? This article from Yahoo Finance suggests that the fact that credit cards are not directly linked to your checking or savings accounts, they add an extra level of protection for you than a debit card does. In addition, you will more frequently get your money back or charges reversed quicker with a credit card fraud than a debit card. Both come with a risk, and it is up to you to be smart about how and where you use any type of card, but if you can trust yourself to use a credit card responsibly, it might be safer than using a debit card. For more information, you can read the full article here.

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