Setting up a 401k or IRA is an important step toward planning for retirement, but for many workers, it presents a challenge. That challenge, choosing between different types of investments and deciding where to put your money. Trent Hamm of The Simple Dollar tells us that there are five steps to choosing the right type of investment for you. It starts with understanding your short term and long term financial goals. Before making any investment decision, it’s important to understand how it will help you reach those goals. But if you don’t already know what those goals are, you are going into the decision unprepared. For more, click here to read the full article.

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