Like many Americans, Sherry Maffia is working hard to pay off her debts. It was a slow and steady process but by December she will be debt free. A recent financial study showed that more and more people are managing to get rid of their debts. The study showed that the default rate for mortgages and bank cards is at its lowest level since the recession began. The bank card default rate decreased from 9% to 3.75% in just two years. To read more about Sherry Maffia and this topic click here.

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