It is a popular thought that young people + credit cards = danger. After the financial collapse, Congress passed a number of laws meant to help the financial state of our country, including limiting credit card companies from signing up people under the age of 18 without a cosigner. But a recent study by researchers from the Federal Reserve Bank of Richmond along with Andra Ghent, an assistant professor at the W.P. Carey School of Business at Arizona State University suggest that young borrowers might be smarter with their money than we may think. Click here to read the full story.