For the responsible consumer, credit cards offer a lot of value. If you have a credit card already, and you make sure to pay off your balance each month, you may want to ask yourself what you’re getting from it.

Smart credit card users know that they can get special perks for spending on their cards. Whether it is cash back, points that you can use toward future purchases, or airline miles that you can use for free travel, most credit cards will use these perks to win your business. If you have not taken the time to investigate these options, you may be leaving money on the table.

Click here to read all about the world of credit card points and airline miles from an industry expert.

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