The old cliché practice makes perfect applies to healthy personal financial habits. And building credit, as well as understanding it, is no exception. College presents a great time for young adults and teens to start working towards a working knowledge of credit cards and the right ways to use them. AJ Smith, in this article, advocates college students gaining access to a card of their own, either by signing up independently or getting added as an authorized user on a parent’s card. Teach yourself how to use it wisely and use the tools at your disposal to learn how credit works. For more credit tips for college students, read the full article here.