Make more and spend less. At the end of the day, that’s what all the personal financial advice anyone can give you boils down to. If you make more money, and spend less money, your wealth will grow. You’ll be able to save and invest for the future.

And while most people focus on the second part of the equation, it’s important not to forget about the first – making more. Don’t be afraid to ask for a raise when you deserve one. Rebekah Curry, writing for the Personal Capital Blog, lists 8 things you can to do help yourself get a raise.

First up, overcome your fears. This is the biggest hurdle most of us face, because asking for more money does not come naturally. It’s an uncomfortable situation that we tend to avoid, when all it can do is help us. For the full list, click here.

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